Construction Loans
Financing for Residential, Multifamily & Mixed-Use Development Projects
Whether you’re building a custom home, developing a multifamily property, or constructing a mixed-use project, Dynasty Capital Group offers construction loan solutions designed to help developers, builders, and investors bring their projects to life.
Our construction financing programs provide the capital needed to acquire land, fund vertical construction, complete renovations, and position projects for sale, refinance, or long-term investment.
What Can a Construction Loan Be Used For?
Ground-Up Residential Construction
Finance the construction of:
- Single-Family Homes
- Duplexes
- Triplexes
- Fourplexes
- Spec Homes
- Build-to-Rent Properties
Multifamily Development
Secure funding for the construction of:
- Small Multifamily Properties
- Apartment Buildings
- Workforce Housing Projects
- Build-to-Hold Investments
- Value-Add Redevelopment Projects
Mixed-Use Development
Finance projects that combine residential and commercial uses, including:
- Retail with Residential Units Above
- Office and Residential Developments
- Live/Work Communities
- Urban Infill Projects
Land Acquisition & Development
Funding may be available for:
- Land Purchases
- Site Preparation
- Infrastructure Improvements
- Utility Installation
- Entitlement and Development Costs
Why Choose a Construction Loan?
Preserve Capital
Maintain liquidity by financing a significant portion of project costs rather than using all cash.
Flexible Draw Structures
Funds are disbursed throughout the construction process based on completed work and project milestones.
Interest-Only Payments During Construction
Many programs offer interest-only payments while the project is being built, helping improve project cash flow.
Finance Multiple Project Types
Programs are available for residential, multifamily, and mixed-use developments across a wide range of project sizes.
Tailored Financing Solutions
Loan structures can be customized based on project scope, borrower experience, and exit strategy.
How Construction Loans Work
Step 1: Project Evaluation
Lenders review the project’s plans, specifications, budget, timeline, and projected value upon completion.
Step 2: Loan Approval
The loan amount is typically based on a percentage of:
- Total Project Cost
- Completed Property Value (After-Repair or After-Completion Value)
- Loan-to-Cost (LTC)
- Loan-to-Value (LTV)
Step 3: Construction Draws
Funds are released in stages as construction progresses. Draw requests are generally supported by inspections and completed work.
Step 4: Project Completion
Once construction is complete, borrowers typically execute one of the following exit strategies:
- Property Sale
- Conventional Refinance
- DSCR Loan Refinance
- Permanent Multifamily Financing
- Portfolio Hold Strategy
Eligible Property Types
Residential Properties
- Single-Family Homes
- Duplexes
- Triplexes
- Fourplexes
- Townhome Developments
- Build-to-Rent Communities
Multifamily Properties
- Apartment Buildings
- Small and Mid-Sized Multifamily Developments
- Workforce Housing Projects
- Garden-Style Apartments
Mixed-Use Properties
- Retail and Residential
- Office and Residential
- Commercial and Multifamily Projects
- Urban Redevelopment Properties
Program Highlights
- Ground-up construction financing
- Land acquisition financing available
- Residential, multifamily, and mixed-use projects
- Competitive loan-to-cost (LTC) options
- Interest-only payments during construction
- Flexible draw schedules
- Experienced and first-time developers considered
- LLC and entity borrowing permitted
- Short-term and long-term financing solutions available
- Bridge-to-construction and construction-to-permanent options available
Who Are Construction Loans Best For?
Construction loans are commonly used by:
- Real Estate Investors
- Home Builders
- Developers
- Multifamily Sponsors
- Mixed-Use Developers
- Build-to-Rent Investors
- General Contractors
- Land Developers
Whether you’re building a single investment property or developing a large-scale project, construction financing can provide the capital necessary to execute your vision.
Why Work with Dynasty Capital Group?
Dynasty Capital Group specializes in financing solutions for real estate investors, builders, and developers. We understand the complexities of construction projects and work with a broad network of lenders to help borrowers secure competitive financing tailored to their specific project needs.
From land acquisition through project completion, our team can help structure financing that supports your development goals and maximizes your project’s potential.
Get Started Today
Planning a construction project?
Contact Dynasty Capital Group today to discuss your residential, multifamily, or mixed-use development and explore available construction loan options. Our team is ready to help you secure the financing needed to move your project from concept to completion.